Keywords: retirement, retirement savings, retirement income, retirement plans, financial professional, transition into retirement, Medicare,...

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Keywords: retirement, retirement savings, retirement income, retirement plans, financial professional, transition into retirement, Medicare,...

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On September 1st, clients and staff of Spectrum Financial Services packaged over 16,000 meals during Meals from the Heartlands Annual Hunger Fight at Hy-Vee Hall and had fun doing it! A big thank you to all who helped with this great cause!

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Keywords: retirement, retirement savings, retirement income, retirement plans, financial professional, transition into retirement

When it comes to...

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Keywords: Death of spouse, death certificate, will, insurance policies, beneficiary designations, trustees, credit status, credit history, net worth statement, investment portfolio

The untimely loss death of a spouse leaves you with many feelings...

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When you are ready to retire whether thats next year or 20 years from now will your money be ready? Preparing for retirement requires a plan, and that plan should consist of two phases: the savings years and the retirement years. To achieve the... Read more

You want your hard-earned money to fulfill your short-term financial goals and to provide a comfortable future for you and your loves ones. A trust is one type of estate planning tool that may help you manage your assets and even provide estate...

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Many people rightfully have concerns about the consequences on the world financial system if the debt ceiling limit is not raised by August 2. Speculation has been all over the news lately about what could happen if the US Government chooses not... Read more

Estate Planning Issues:

Does my Will or Trust accomplish all of my goals for my family and charities?

 Are all of my beneficiary designations in place and do they accurately reflect my wishes?

Do I have meaningful or valuable personal...

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