About Spectrum Financial Services

Spectrum Financial Services provides financial planning and advising services to individuals in the Des Moines area. We provide comprehensive financial planning services to give our clients a one-stop shop.

At Spectrum Financial Services, we work hard to be true partners for our clients and provide quality, customized financial planning services. Our hard-working team goes above and beyond to help our clients meet their goals. From our Certified Financial Planners to our support staff, Spectrum Financial Services is dedicated to helping our clients towards financial success.

Spectrum Financial Services specializes in:

  • Retirement planning
  • E-based financial planning
  • Investment advice
  • Estate planning
  • Tax planning
  • Risk management
  • College planning
  • Wealth Management Solution

Why Spectrum Financial Services?

Independent, objective advice: We treat your financial future as carefully and thoughtfully as if it were our own

Over 50 years of staff experience: We are dedicated to understanding your wants and needs

Team-based planning approach: We collaborate to tap into the combined knowledge of our experts

Access to cutting-edge technology: We deliver easy, comprehensive access to your information.  See our Spectrum Wealth Management Solution demo at the top of the page

Free initial consultation: We teach you valuable financial strategies even if we are not a good fit for you

Transparent, fee-based structure: With Spectrum, you know exactly what value you are receiving at all times

William Elson and Rachel Wood are Registered Representatives with VSR Financial Services, Inc., a FINRA Registered Broker-Dealer. While VSR Financial Services, Inc. is registered to sell securities products in all 50 United States and the District of Columbia, we currently have representatives registered to sell securities in Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Minnesota, Missouri, Montana, North Carolina, Nebraska, South Dakota, Tennessee, Texas, Virginia, Washington, and Wisconsin. If your resident state is not listed, please contact us. Under normal circumstances, securities licensing procedures for additional states may take 24-72 hours. We will not effect or attempt to effect securities transactions for, or provide personalized investment advice to, or communicate directly with (by email, letter, or telephone) residents in which a Representative is not registered.

Securities and Investment Advisory services offered through VSR Financial Services, Inc., a Registered Investment Adviser. Member FINRA and SIPC.

Spectrum Financial Services is not owned or controlled by VSR Financial Services, Inc.

Spectrum Financial does not offer legal or tax advice. Please consult with a legal or tax professional for your specific situation.

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