Spectrum Financial Services
3705 Grand Avenue
Des Moines, IA 50312
Phone: 515-255-3306
info@sfsplanners.com
Contact Us
FINANCIAL PLANNING PROCESS
NEWS AND RESOURCES
1
Gathering Information
The first step is gathering data so we understand your situation. The more information you provide, the better we can tailor our initial meeting to your situation. We typically send a Confidential Data Form prior to meeting with you so we can hit the ground running.
NEXT STEP 
2
Establishing Goals and Objectives
We will determine what your short and long-term goals are and what objectives that are important to you and your family.
NEXT STEP
3
Analyzing Your Information
We analyze your financial information to determine what changes should be made and how to work toward your goals and objectives.
NEXT STEP
4
Establishing a Plan
Once we have analyzed your financial situation and considered your goals and objectives, we will establish a plan to be geared toward those goals and objectives.
NEXT STEP
5
Implementing the Plan
After agreeing on a plan, we will move forward with implementing the plan by establishing new investment or insurance vehicles and/or making changes to your existing portfolio if necessary.
NEXT STEP
6
Monitoring the Plan
Monitoring your financial situation is an ongoing process that involves input from both parties. We suggest annual reviews to make sure that your plan remains on track.
BACK TO STEP 1
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When it comes to...
Read moreWHY SPECTRUM?
Independent, objective advice: Treating your financial future as carefully and thoughtfully as if it were our own
Over 50 years of staff experience: Dedicated to understanding your wants and needs
Team-based planning approach: Collaborating to tap into the combined knowledge of our experts
Access to cutting-edge technology: Delivering easy, comprehensive access to your information. See our Spectrum Wealth Management Solution demo at the top of the page
Free initial consultation: Teaching you valuable financial strategies even if we are not a good fit for you
Transparent, fee-based structure: Knowing exactly what value you are receiving at all times
CALL US TODAY
515-255-3306
RETIREMENT E-BOOK
You are probably making huge retirement mistakes that could be costing you thousands!
Download our completely free e-book written by Spectrum's owner, Bill Elson, explaining exactly why you are probably making retirement mistakes and strategies to avoid those mistakes. You have the potential to save yourself thousands and thousands of dollars if you know these simple tips on planning for your retirement. Download the e-book now - improve your financial future immediately!
UPCOMING EVENTS
None Posted
This event is open to accredited investors only. If you are interested in attending, please contact us prior to the event to discuss your accredited status. Investments in these types of programs have risks. The Private Placement Memorandum (PPM) includes a description of these risks. PPM’s will be available at the event.